Understanding the Process of Purchasing One of the Homes for Sale in Oxford MS

By Blake Cannon

Filed Under Homes For Sale In Oxford MS, Oxford MS Homes

I love working with my clients because I teach them all about the process of purchasing one of the homes for sale in Oxford MS so that they are fully prepared when the time comes to close on their new home. By sharing the following information with you, I know that it will greatly assist you in understanding what to expect in the process of purchasing one of the beautiful homes for sale in Oxford MS.

The Steps Involved In Purchasing One Of The Homes For Sale In Oxford MS

  • If you are financing, obtaining a pre-approval letter from your lender or bank is the first step. You need to know how much money you can borrow so that you can search for homes for sale in Oxford MS that are within your price range.
  • The next step in purchasing one of the homes for sale in Oxford MS is to work with a Realtor to begin identifying the type of homes you like and finding some that match that criteria. I’ve got you covered for this first step – simply create your free account on this website and you will immediately have access to search all the homes for sale in Oxford MS.
  • The next step is to start looking at some of the properties you like – and I’ve got you covered here as well. As you start seeing some homes that you like, just give me a call and shoot me an email if you have any questions or would like to tour the properties.
  • Once you have found that perfect property, the mortgage company will begin processing your loan. We will also do some paperwork to submit your offer to the seller.
  • The seller will either accept, counter, or reject your offer, in which case the next step is to either accept, counter or reject their offer. – If they counter offer and you accept, then it means it will be pending sale to you on a specific closing date we will set, and no longer “active” for sale.
  • During the following period up until your closing date, you will want to have the home inspected. I can help give you some tips for getting this step done when we are at this point.
  • The seller will send over the disclosure(s) on the property, which I will go over with you.
  • An appraisal will be carried out by your lender. This helps them to confirm the market value of the home and work toward the final approval on your loan. If you are paying cash for your home, this won’t apply. You will simply need to deliver your cash funds to the closing attorney before your closing date so they can verify they are valid or simply bring a certified check to the closing.
  • You will need to find a home insurance company and have a policy ready to go when you close on your new home. I work with some wonderful insurance agents in the area and can assist you in finding one that can fully meet your needs.
  • The closing attorney will confirm that all of the conditions that were on the contract have been taken care of, property taxes and utility bills are in order, and so forth.
  • The closing on your home will take place, where you will sign all of the official documents for ownership.
  • Your lender will approve these documents (if you are using financing to purchase the home).
  • Escrow is closed, numbers are finalized and a settlement statement is given to all parties.
  • The closing attorney will record your deed and finalize all the paperwork.
  • And, at last, the house will officially become yours!

Take The Next Step Looking For Homes For Sale In Oxford MS

Now that you know the steps in purchasing one of the homes for sale in Oxford MS, I hope you are excited about starting the process. You are at the perfect place to find all of the properties that are available in Oxford MS. I update the site every hour and there are always new properties to view.

By simply creating your free account on this website, you will have immediate access to the information and photos for all of these properties. Once you have found a few that interest you, give me a call and together we can take the next steps towards your purchase of one of the homes for sale in Oxford MS.

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